Dental/Vision/Hearing

What is covered by dental insurance?

Dental coverage is most often split into 3 types/categories

• Type 1 - Preventive Service Often covered at 100% Includes exams, cleaning, bitewing, x-rays, and fluoride treatments.
• Type 2 - Basic Services Often covered at 80% Includes fillings, full mouth x-rays, restorative amalgams & composites, simple extractions, sealants.
• Type 3 - Major Services Often covered at 50% Includes oral surgery, endodontics, all periodontics, dentures, crowns, bridges, complex extractions, anesthesia, onlays and implants.

*12 month waiting period on Type 3 services
**Ask an agent, or see plan details for more information.

BrightIdea Dental

• Choose your dentist – Over 261,000 Locations Nationwide
• $1,500, $3000, $5000 policy year benefit option available
• Includes Implant and Denture Coverage
• Guaranteed Acceptance
• No Age Limit Restriction

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Manhattan Life

• Dental Vision and Hearing
• Choose your dentist - No Networks
• Family Rates (includes a maximum of 3 children)
• Individual 18 - 85 years old
• $1,000 - $1,500 policy year benefit option available
• Guaranteed Issue
• Guaranteed Renewable for Life

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