Navigate The Aftermath of a Flood – Insurance Basics

Are you aware of what to do if flooding occurs on your property? If not, familiarize yourself with some steps that you can take to prepare yourself.

Your Flood Insurance Policy

Your flood insurance policy should be stored in a secure area to prevent insurance documents from getting wet. A safe can be used for this purpose.

If flooding occurs on your property, you will need to be able to retrieve your flood insurance documents easily. These documents outline who to call in case of an emergency. They also list the personal possessions that are covered by your flood policy.

An Assessment Of Your Property

After flooding occurs, you should conduct a brief assessment of your property. Visual cues will help you determine how severe the flooding is.

If the flooding is confined to one area of your home or property, you can safely navigate the rest. You will need to leave the setting intact. This will allow an insurance adjuster to clearly understand the damage to your land or home.

Capturing photos or footage of the aftermath may help you substantiate your flood insurance claim. Keep all images and footage in a safe and secure spot.

Contact Details

Next, you must contact a representative of the insurance agency from which you have acquired your flood insurance policy. The agent will schedule a time to have your property inspected. They will fill you in on any other steps you need.

Contact An Agent in Idaho Falls

Please consult with one of our agents at Insure It All. They will assist with questions you have about filing a flood insurance claim.